Bridging Loans
Designed for speed and flexibility, bridging finance is a short-term loan that helps "bridge the gap" between buying and selling or funding a project when traditional finance just won’t move quickly enough.
Fast, flexible finance for when timing matters most
Bridging loans are ideal for homeowners, property developers, or investors needing immediate capital. Whether funding renovations, buying a property before selling another, or resolving urgent cash flow issues, bridging finance offers speed, flexibility, and minimal application barriers, perfect when time-sensitive opportunities arise.
Working with a mortgage adviser
Bridging loans are complex and fast-moving financial products, with varying interest rates, terms, and fees that can differ widely between lenders. We can help navigate these options, ensuring the loan is structured correctly, is affordable, and suits your short-term needs and exit strategy. Key benefits from working with us include:
- Access to competitive rates and lender insights, whole of market
- Speed up the process by working with trusted lenders
- Highlight potential risks, such as unexpected costs or repayment issues
- Seeking a loan that has your best interests at heart
- Not all mortgage contracts are regulated by the Financial Conduct Authority.
- If property prices fall and your capital value falls below your outstanding interest-only mortgage, you’ll need to make up for any shortfall if the property sells for less.
- Bridging loans are short-term, high-cost loans and may not suit all borrowers. Your property may be at risk if you do not repay.